Best Cash Back Credit Cards in USA
Cash Back Credit Cards in USA have become an integral part of our daily lives, offering a convenient way to make purchases while also earning rewards. Cash back credit cards are a popular choice for many people as they offer a simple and straightforward way to earn rewards on everyday purchases. In this article, we’ll review some of the best cash back credit cards currently available on the market.
Citi Double Cash Back Credit Cards
The Citi Double Cash Card is a popular choice for those looking to earn cash back rewards. With this card, you’ll earn 2% cash back on all purchases – 1% when you make a purchase and an additional 1% when you pay off your balance. There’s no annual fee and the card also offers a 0% introductory APR on balance transfers for the first 18 months. This makes it a great option for those looking to pay off debt while earning rewards.
Chase Freedom Flex Cash Back Credit Cards
The Chase Freedom Flex is another great cash back credit card. It offers 5% cash back on up to $1,500 in combined purchases in rotating categories each quarter, as well as 5% cash back on travel purchased through Chase Ultimate Rewards, 3% cash back at restaurants, and 1% cash back on all other purchases. Plus, new cardholders can earn a $200 cash back bonus after spending $500 on purchases in the first three months. There’s no annual fee and the card also offers a 0% introductory APR on purchases for the first 15 months.
Discover it Cash Back Credit Cards
The Discover it Cash Back card is a popular choice for those looking to earn cash back rewards. It offers 5% cash back on rotating categories each quarter, such as gas stations, grocery stores, and restaurants. You’ll also earn 1% cash back on all other purchases. Plus, Discover will match all the cash back you’ve earned at the end of your first year. There’s no annual fee and the card also offers a 0% introductory APR on purchases and balance transfers for the first 14 months.
Capital One Quicksilver Cash Back Credit Cards
The Capital One Quicksilver Cash Rewards card is another great cash back credit card. It offers 1.5% cash back on all purchases, with no limit on how much you can earn. Plus, new cardholders can earn a $200 cash bonus after spending $500 on purchases in the first three months. There’s no annual fee and the card also offers a 0% introductory APR on purchases and balance transfers for the first 15 months.
Blue Cash Preferred Card from American Express
The Blue Cash Preferred Card from American Express is a great choice for those looking to earn cash back rewards on everyday purchases. It offers 6% cash back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%), 6% cash back on select U.S. streaming services, 3% cash back at U.S. gas stations, and 1% cash back on all other purchases. There’s a $95 annual fee, but the rewards can easily offset this cost for those who frequently make purchases in these categories.
In conclusion, choosing the best cash back credit card depends on your individual spending habits and financial goals. These five cards are some of the best options currently available on the market. When choosing a cash back credit card, be sure to compare rewards programs, fees, and any other benefits offered to find the card that best fits your needs.
