Best Credit Cards in USA 2023
Best Credit Cards in USA
Best Credit Cards in USA: Credit cards have become an essential part of our lives, offering convenience, security, and rewards. With so many credit card options available, it can be overwhelming to choose the best one for your needs. In this article, we’ll review some of the best credit cards currently available on the market.
Chase Sapphire Preferred Credit Card
The Chase Sapphire Preferred card is a popular travel rewards credit card. It offers a generous signup bonus, earning you 100,000 points after you spend $4,000 in the first three months of account opening. This translates to a $1,250 value if you redeem through Chase Ultimate Rewards. The card also earns 2x points on travel and dining purchases, and 1x point on everything else. There’s a $95 annual fee, but it’s waived for the first year.
The Citi Double Cash card is a great choice for those who want to earn cash back on their purchases. It earns 2% cash back on every purchase you make – 1% when you buy, and 1% when you pay your bill. There’s no annual fee, and the card offers a 0% introductory APR on balance transfers for the first 18 months.
American Express Platinum Credit Card
The American Express Platinum card is a premium travel rewards card. It comes with a high annual fee of $695, but offers a plethora of benefits. You’ll earn 5x points on flights booked directly with airlines or through American Express Travel, and 5x points on prepaid hotels booked through Amex Travel. There are also several travel perks, such as access to airport lounges, a $200 annual airline fee credit, and a $100 annual credit towards a qualifying hotel stay.
Discover it Cash Back Credit Card
The Discover it Cash Back card is another great option for earning cash back rewards. It offers 5% cash back on rotating categories each quarter, such as gas stations, grocery stores, and restaurants. You’ll earn 1% cash back on all other purchases. Plus, Discover will match all the cash back you’ve earned at the end of your first year. There’s no annual fee, and the card offers a 0% introductory APR on purchases and balance transfers for the first 14 months.
Capital One Venture Rewards Credit Card
The Capital One Venture Rewards card is another popular travel rewards card. It offers a signup bonus of 60,000 miles after you spend $3,000 in the first three months of account opening. You’ll earn 2x miles on every purchase you make, and there’s no limit to how many miles you can earn. There’s a $95 annual fee, but it’s waived for the first year. Plus, the card offers a Global Entry or TSA PreCheck fee credit.
In conclusion, choosing the best credit card depends on your individual needs and spending habits. These five cards are some of the best options currently available, whether you’re looking to earn travel rewards, cash back, or a mix of both. As always, make sure to read the fine print and understand the terms and conditions before applying for any Best Credit Cards in USA.