Best Student Credit Cards in USA 2023

Student Credit Cards in USA

Student Credit Cards in USA,As a student in the USA, having a credit card can be a helpful tool for building credit and managing expenses.

Students are at a crossroads. Credit, a key component of a solid financial future, can be difficult to judge. Banks want loyal customers for life, but they won’t make loans to people who can’t or won’t pay them back.

Please enter your student credit card. With reduced credit limits and student rewards, student credit cards can offer a more valuable credit proposition in the future. The Credit Card Act of 2009 prohibits the issuance of credit cards to persons under the age of 21 unless they are co-signed by a parent or guardian or have independent income.

Here are some of the best student credit cards in the USA for 2023:

Discover it® Student Cash Back: This card offers 5% cash back in rotating categories each quarter, up to $1,500 in combined purchases, and 1% cash back on all other purchases. It also has a $0 annual fee and no foreign transaction fees.

Journey® Student Rewards from Capital One®: This card offers 1% cash back on all purchases, which increases to 1.25% if you pay on time. It also has a $0 annual fee and no foreign transaction fees.

Citi Rewards+℠ Student Card: This card offers 2X ThankYou® Points at supermarkets and gas stations for the first $6,000 per year and 1X ThankYou® Points on all other purchases. It also rounds up to the nearest 10 points on every purchase and offers a 10% points back rebate on the first 100,000 ThankYou® Points redeemed per year. It has a $0 annual fee and no foreign transaction fees.

Bank of America® Cash Rewards Credit Card for Students: This card offers 3% cash back in a category of your choice, 2% cash back at grocery stores and wholesale clubs, and 1% cash back on all other purchases. It also has a $0 annual fee and no foreign transaction fees.

Deserve EDU Mastercard for Students: This card offers 1% cash back on all purchases, and it also offers a one-year subscription to Amazon Prime Student (up to $59 value) after making three purchase transactions. It has a $0 annual fee and no foreign transaction fees.

When choosing a student credit card, consider factors such as the rewards program, annual fee, foreign transaction fees, and credit limit. It’s also important to use the card responsibly and pay your bill on time to avoid late fees and interest charges.